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10 Myths Corporation & LLC Owners Must Reject To Survive
Feb 9th
You probably made the right decision to incorporate or form an LLC for your business, and like 90% of busy business owners, you probably dived right in after setting up your entity, leaving many questions unanswered. If that were not enough, you likely have a
few misconceptions about your company.
This report was created to shake things up before it’s too late. There’s an unpleasant reality that needs to be addressed, and it’s this; the moment you incorporated or formed your LLC, you took on a huge responsibility. You were probably told you only had to hold only one meeting per year for your corporation. Or you were informed that your LLC didn’t require meetings at all. Remember that? Well, these are half-truths; and no one likes half-truths. But these initial misconceptions are just the tip of the iceberg of misinformation that should be broken in pieces here and now. And since you are indeed busy, let’s fetch the sledgehammer without delay.
1. MY CORPORATION IS REQUIRED TO HOLD ONLY ONE MEETING PER YEAR.
This myth is rife with misconceptions. First, and unfortunately, most corporate owners are not aware that the meeting referred to here is a Shareholder Meeting, but it’s true that most state laws do require it. This Shareholder Meeting each year is primarily for the purpose of electing Directors to manage the company for the upcoming year. This is necessary because a corporation is supposed to be managed by its directors, not its shareholders; so it makes perfect sense that this fundamental procedure is required by the state. But further, it’s required because it protects shareholders by permitting them to control who is in management, thus keeping management accountable.
Now, you usually won’t see a law that requires Director Meetings. Does that mean that Director Meetings are not legally required? Well, the answer is no. Not everything that is required is necessarily spelled out in a statute. Where there are no Director Meetings, there is no authority for the company to act. Director Meetings are also where you elect officers. We know the state requires officers, so why doesn’t the state mandate a Director Meeting? The point is, you have statutory requirements, but you also have responsibilities the law expects you to uphold, or else. A quick glance at your corporate bylaws should be very enlightening on what you should be doing to properly govern your corporation.
Lesson: Hold your Annual Shareholder Meeting each year as required, but also hold an Annual Director Meeting immediately thereafter. Further, make it a practice to hold and properly document a Special Director Meeting at least quarterly in order to 1) condition yourself to think and act like a corporation or LLC, 2) promote accountability, and 3) demonstrate to any court your diligence in following good corporate form. This is vital, especially in a court system that relies so heavily on concepts of “fairness.”
2. IT’S OKAY TO HAVE MY ATTORNEY/ACCOUNTANT PREPARE MY COMPANY’S ANNUAL MEETING MINUTES.
At the risk of troubling some good folk, farming out your Minutes is not a very sound policy. Yes, many attorneys and accountants provide this service to their clients, and of course it is better that they prepare your Minutes than that you have no Minutes at all.
This discussion isn’t intended to criticize any attorney or accountant for helping his or her client; that would be like criticizing a dentist because a client who never cleans his own teeth goes to him every month to have his teeth cleaned. If the client doesn’t know how, or refuses, to clean his own teeth, then by all means he should go and get whatever help he can. But I’m here to say that one cleaning every month, no matter how good it is, is not going to save his teeth. Most attorneys and accountants would readily agree that clients who come to them to have their Minutes drafted do so because they are not comfortable doing it themselves. I’m asserting that the client must embrace this challenge personally or there will be hell to pay. But, do as you wish. I only want you to understand the big picture.
Take a look at any Minutes template you can get your hands on. You will notice that it’s a record\ of an event wherein many procedural transactions occurred. For instance, the Chairman of the Board called the meeting to order; the secretary of the meeting had those in attendance sign an Attendance Sheet to indicate their presence; the secretary also had the attendees sign either a Waiver of Notice of Meeting or a Receipt of Notice of Meeting; the Chairman set forth certain issues that another seconded, then all unanimously approved. Need I go on? I think it’s safe to say that in 90% of such cases, these meetings never occur, and that is the nub of the problem. You have a document that alleges a meeting occurred; but everyone knows it’s, well, for lack of a better word, a farce.
Now, is it likely you’ll get in trouble for doing this? Probably not, but it really depends on the circumstances; I can imagine some nightmare scenarios where this could indeed get you into\ hot water; especially if one of the alleged attendees does not like what you assert was approved at your meeting.
But there are other consequences to farming out your Minutes. What about the fact that the secretary of your company is supposed to attend the meeting (see your Bylaws), provide notice of the meeting, take notes at the meeting, then prepare the Minutes afterward and get written approval of these Minutes from all attendees. Farming out your company Minutes indicates you have no functioning secretary. Any attorney will tell you that non-functionality of officers is a strike against you in the context of a legal challenge.
Lastly, having a third party prepare your Minutes when you know there was no real meeting is not only an evasion of your responsibility as a business owner, but it causes you to lose out on one of the greatest opportunities to learn how your company works. The procedural nature of meetings allows business owners to practice their roles, and thus it conditions them to think and act like a corporation or LLC. Further, the meeting process encourages accountability and demonstrates genuine attentiveness to proper business formalities. This is what you want when (not if) the opponent wants to see your books.
Lesson: Your company secretary needs to learn the ropes. It’s the only way to run your
business by the book. If you feel you don’t have time, find a capable friend to help you.
Appoint him or her as secretary of your company and pay him or her something reasonable to keep your books as secretary. Nothing says you can’t hire your accountant or attorney to be your company secretary, but remember that the process is more than generating Minutes. The job needs to be done properly. If you need a powerful resource to make things quick and painless, where the entire meeting process can be mastered fast, consider
.
3. MY LLC IS NOT REQUIRED TO HOLD MEETINGS.
The discussion here is a little different than our discussion regarding corporation meetings, in that LLC’s (i.e., Limited Liability Companies) are not laden by statute with the same procedures as corporations. However (and this is a huge “however”), corporate procedures, and in particular meetings, were not invented for the purpose of cramping your style and distracting you from other more important things, like earning a living.
Corporate procedures exist because they’re necessary to focus efforts, facilitate deliberation, and promote accountability. It’s also important to realize that LLC’s have not been around long in the United States (since 1977), thus the rules and laws that govern them are not quite settled. Truth be told, despite the alleged simplicity of LLC’s, they can be quite confusing. Consider that LLC’s can be managed by managers or by their members. And they’re generally not required to have officers, but may (and should).
The lack of statutory requirements can actually serve to make many LLC owners lackadaisical, and as a result, some have learned a harsh truth, which is courts are equally
inclined to pierce LLC veils as they are corporate veils. Imagine that.
Lesson: Hold meetings, even if you’re not statutorily required; and consider appointing officers for your LLC, because doing so clarifies and gives definition to each person’s role(s) within the company. The beauty of running a business this way is that it’s transferable to any business type; it’s simply the most effective way to conduct any business enterprise. Once you learn the form, it’s a piece of cake.
4. IF I CAN JUST KEEP MINIMALLY COMPLIANT, I WILL BE ABLE PRESERVE MY COMPANY’S CORPORATE/LLC VEIL.
Minimal compliance is like walking into a restaurant wearing only shoes and a shirt. Yes, you can claim you complied with the sign outside and demand to be served, but you are likely to be thrown out on your ear.
What is “compliance” anyway? Let’s just cut to the chase and admit that if the only thing you do for your company is have an Annual Shareholder Meeting and file your Annual List of Officers, you’re in a sorry condition, and the last thing you want is IRS or legal scrutiny. In that case, you’d have no Directors Meetings or even Directors’ Consent to Action without Notice to show that proper decision-making processes were in place. You’d have no functionality of officers. You’d be guilty of co-mingling funds. I could go on. Any of these can sink your boat in a heartbeat.
Lesson: Minimum compliance is of minimal value. It is at best a single stroke in your race to cross a raging river. Stop after the first stroke, and you might as well have stayed ashore. Maximum compliance should be your goal, since you need all your skills and determination to survive. Strive for ultra-compliance. Use a service such as IncorpAcademy.com to make the learning process enjoyable and efficient.
5. S-CORPORATIONS ARE NOT REQUIRED TO PAY SELF EMPLOYMENT TAX.
I’m not going to quote the IRS here because falling asleep is the last thing you need at the
moment. But here’s the rule. You must have an employee if you own a corporation. The logic is that someone has to run the business, and since the business is not the same as the person running the business (as in a sole proprietorship), that person must logically be an employee. Thus, that employee has to be paid. And the money that you pay that employee is earned income. And earned income is subject to FICA, which is 15.3% of most of his or her earned income. Of course it is split between employee and employer, thus 7.65 percent is paid by each. Well, in a one-person corporation, if you are the president (or any other officer for that matter), and if you are actively engaging in running the business, which the IRS will assume you are if any money is being made, then you must get paid. And you must pay “earned income” taxes on that amount. When you were a sole proprietor, you paid “Self Employment” taxes. But now that you’re an employee, this same 15.3% is now just called FICA. It’s the same thing. If you do not pay any, you’ll get in trouble, assuming money is being made in the business of course.
Now, do you have to pay all corporate income out to you as salary? Of course not. In fact, the IRS requires that you pay a “reasonable salary.” What is that? Good question. It’s arguably what you say it is. Check Salary.com and do some research. Once you have determined what that reasonable salary is, everything else can be paid out as “passive income,” that is, stock profit, not subject to FICA, i.e., Self Employment tax. Talk to your tax person. If you find that a reasonable salary is equal to your company’s total net income before wages are paid out, you might be able to use a formula (e.g., 40% salary, 60% distribution) or split the difference. But this is definitely something you will need to discuss with a tax professional.
Lesson: You must pay a reasonable salary to at least one employee when your company is making a profit. Otherwise, an audit may end up taking its toll on you for more than one year, and that with penalties and interest.
6. MY ATTORNEY/ACCOUNTANT TOLD ME MY CORPORATION/LLC WON’T PROTECT ME IF I’M THE SOLE OWNER.
This is blatantly false. However, it has a semblance of truth for one big reason, which is this: sole owners are generally terrible at running their entities by the book. When this neglect is exposed in a particular instance, courts are reluctant to protect the sole owner since it would be unfair to reward corporate neglect with protection. So the issue is that most solely owned entities are rife with non-compliance. As a rule, those entities are dead on arrival. But it’s erroneous to say they’re subject to piercing simply because they have one owner.
That said, sole owners bear a greater burden to show compliance and diligence because they’re working against a real, albeit unfair, presumption that they’re not administering their business entity as mandated.
Lesson: Run your entity by the book; hold required meetings (yes, even by yourself); document all important company decisions; and learn how to play multiple roles despite the feeling that someone thinks you may be crazy. You formed an entity, so now you have to play according to the rules if you’re going to survive.
7. AS LONG AS I USE A “CONSENT TO ACTION WITHOUT MEETING,” I DON’T NEED TO HOLD REAL MEETINGS.
There’s one problem. State law requires at least one Shareholder Meeting per year for
corporations. Aside from that, there is no explicit prohibition that I’m aware of that says you\ can’t do this. But, refer to my diatribe above as it relates to the necessity of holding more than one meeting per year, especially Director Meetings. Consents are fine, don’t get me wrong, but if you avoid meeting altogether, you’ll not benefit from the deliberation process. It is a healthy process. And it also accommodates the reality that not everyone always agrees. It’s not a good idea to use a Consent to Action unless you have anonymity.
Lesson: Consents to Action w/o Meeting are okay, but not as a replacement for Annual and Quarterly Director Meetings.
8. CO-SIGNING FOR MY CORPORATION IS UNAVOIDABLE.
When you co-sign for a person, you’re promising that if something goes wrong, you’ll be 100% responsible for his or her debt. When you co-sign for your company, you’re doing the same thing. It’s commonplace for businesses, especially in lease agreements, to require the co-signature of shareholders or members. The problem is, if you do not exercise a willingness to walk away from a deal, you’ll be forever liable for the debts of your business. Why bother incorporating?
Keep in mind that business owners who desire to do business with you know you’ll do the best you can, especially in a lease arrangement, where you’re likely to sink thousands of dollars in fixing up the property. And you are not likely to abuse the property, since it is in your best interest to keep it looking good. The reality is that demanding co-signature in a lease arrangement is gratuitous overreaching in the opinion of this author. To avoid this manipulation, state up front that you will not co-sign, and see who ‘s willing to come to the table under those conditions. Some will. Your entire financial well being is on the line. Co-sign with extreme caution, if at all. Try to negotiate a release of personal liability after 6 months of timely payments. Do what you can to minimize liability.
Lesson: Just say no to co-signing. Unless someone has something your company can’t possibly do without, and only after you’ve made every effort to find another vendor and negotiate, then you might have to co-sign.
9. IT’S OKAY TO PLAY ALL OFFICIAL ROLES WITHIN MY CORPORATION OR LLC.
The truth is, it is okay. However, when you play all roles in your company, for instance,
President, Secretary, Treasurer, Director, and sole Shareholder, you are likely to not play any\ role well. If it’s feasible, consider bringing someone on board to help. If you are unable to share even a small amount of ownership, that’s fine; but consider having someone else be an officer and/or director. It promotes better business practices when someone can help keep you on track and accountable.
Pay someone a small amount to act as secretary and make sure all secretarial duties are
performed, such as notifying about meetings, attending meetings and preparing Minutes
thereafter, etc. Having a second director allows you to engage in some deliberation about
important business decisions, and it thus shows you are not treating your entity like your “alter ego,” in other words, a mere extension of yourself. If you are able to share ownership, this means someone other than yourself has a vested interest in the wellbeing of the company, thus you will be less inclined to bend the rules, such as skip meetings or draw money from the business without proper documentation.
Lesson: Adding players militates against claims that the company is merely a cover for your personal agenda. Instead it evidences accountability.
10. I CAN DO EVERYTHING BY MYSELF.
This sounds a lot like myth #9 above, however the emphasis here is not on getting others
involved within the company, but on keeping up with documentation and procedure. Maybe you can do it yourself, but if you’re like 90% of business owners, and there’s a 90% chance you are, you won’t keep up. First, you’ll feel silly holding meetings all by yourself, so you won’t do it. You likely not generate Consents to Action w/o Meeting, because you’ll think you’ll be able to generate those quickly if you ever need to show your books.
But this sort of thinking usually comes back to haunt people, because with time comes
forgetfulness. Neglect and inattentiveness leave a trail of their own in the form of missing or improperly signed documentation, undeclared transactions between you and the business, etc.
In fact, you’ll find that your books will evidence very little in the way of documentation, and won’t be able to get it all together when you need it. It happens all the time.
You really should get some assistance. If you don’t want help, then sit down and learn what you need from books (there are plenty out there) and apply it. Yes, it’s time consuming, but one way or the other, you need to face the challenge. If you decide to seek help, you can employ a professional to guide you through the processes. Even if the cost is a little high, you need to do something. There is a third alternative. One that will maximize your success and is still affordable. Consider joining a business-compliance and training program such as IncorpAcademy.com. IncorpAcademy was designed to hold your hand while zipping you through the corporate processes quickly. It’s informative, friendly, and especially entertaining format makes the entire corporate process not only tolerable, but to many, outright pleasant.
Lesson: Make the effort to master the processes, whatever it takes; but keep up with required procedures one way or the other. You’ll be ready for anything that’s thrown at you as long as you stay on top of things. Consider using a powerful program such as IncorpAcademy.com to bring your documents current and train you for success.
3 Foolproof Ways To Soar Through A Recession
Dec 29th
Winners are always looking for ways to grow their business. They trust their company, trust their customers to come through for them, and realize that a financial crunch offers advantages that aren’t available during better economic times.
1. Get More For Your Advertising Bucks
When the economy makes a turn for the worse, it just makes sense that your advertising will give less of a return than during and economic boon. Sure there’s a lot less money being spent, but you don’t have to have to watch your profit margin plummet!
Think about it… advertisers are feeling the recession just as much as you are, and are more desperate for clients. It’s the perfect atmosphere to negotiate your way to lower costs – even if you are already getting a good price. Every advertising penny you can save, is that much more profit you’ll earn on the products.
Have you thought about getting free publicity? Local newspapers are always looking for something of local interest. Make the news! Publicity is free and wonderful way to get your business in front of potential clients.
Do your advertisements really need to be as big as they are? We tend to think the big is better, but the facts are that short ads with 11 words or less often generate higher response than large ads. Give it a try, and trim some costs right off your advertising bill.
2. Take Advantage Of Big Ticket Sales
Not all of your customers suffer during recession. Remember that there are always people who are thriving financially, so don’t be afraid to make big ticket sales offers. Additionally, when money is tight, people who place a lot of stock in your product will value it even more.
Think about ways to create products similar to yours, but with much higher prices. Internet marketers often create members only sites and sell their products at much higher prices. Hey, they’ll obviously make fewer sales, but the people who really value the product will buy. Each sale will net an immensely higher profit. Think about it like this… even though the sales are fewer, the actual profit may be even greater than when it was sold at a lower price.
3. Maximize The Customers You Have
Your customers already know that you have great products and provide satisfactory service. They trust you to come through for them. Think about it… it’s much easier to make sales to someone you already have a relationship with.
Use every opportunity to increase your sales volume within the customer audience you already have. Do you have a product that goes with the one they are purchasing? Offer it to them at the register. It’s a proven and effective method for increasing sales. You may be shocked at the additional sales you can generate from those who are already buying from you.
Breaking the Bad Habits Of Failure
Dec 21st
I wanted to put this out today because I realized that in order to begin to have success one has to recognize the “Bad Habits of Failure”, and then begin to replace those habits with “The Habits of Success”.
People living today are extremely lucky. There’s more information available today than ever on Success, yet with all this information available to us, people still fail to become successful in life. Why is this? After all, there is so much self help information available telling us how to be successful, yet most people still fail to achieve success. Also, why do people still suffer from depression, when there are so many books telling them how to live a great life?
The fact is, information is not the problem, and no matter how much technology advances, people will always have the same problems.
What Are The Reasons People Fail To Achieve Success?
If you ask someone why they never succeeded in what they were trying to do, they will most likely tell you it was someone elses fault, or something happened that was beyond their control. However if you compare that persons life against someone elses life, you could probably find many examples of people who suffered under far worse conditions yet still became a success.
This shows us that the real reason people fail is not because of something outside of them, rather the reason lies within themselves.
Internal Reasons For Failure
When you continue to do the same thing over and over again it is called a habit. You are probably familiar with bad habits such as smoking, but are you familiar with the habits of failure or the habits of success?
Creating Habits Of Success
Since success or failure is ultimately achieved through the actions you take, habits therefore play a tremendous role in determining whether you will achieve success or failure in life. For example. If you read everyday, that is a habit. This habit is likely to expand your knowledge of a subject, and vastly improve the chances you will master and be successful at it.
However, lets say that instead of reading everyday, you prefer to sit down and watch TV for a few hours. Do you think this will help you master any subject? Or become an expert in your field? In all likelihood, the answer will be no.
So if you look at achieving success or failure in terms of the actions you repeat on a daily basis, then it is quite simple to understand why some people succeed, and others complain of failure. People who are successful continually do things on a daily basis that will increase their chances of success. Whilst unsuccessful people do not.
This does not mean successful people never fail, they do. But what they dont do is give up, because they have developed habits of success.
Change Your Habits!
The message you should take away from this article is that in order to experience change in your life you must first identify your habits. Think about what do you do on a daily basis, and ask yourself if those things help you achieve what you want in life?
If the answer is no, you must then change those habits, because by doing the same thing over and over again you will only get the same results over and over again.
What Can Confidence Do for You?
Dec 20th
Almost all successes and attainments in life come from your ability to feel certain that you can accomplish what you set out to achieve. Confidence is the gateway to success; to the life that you wish to lead and to the dreams that you desire to live.
With confidence you can boldly progress towards your ambitions and aspirations. With confidence you can rise up and handle lifes demands and challenges. You can tackle any hurdle and obstruction, and move on to the next step of your journey to fulfillment and achievement.
One of the principle requirements to anything you want to do in your life is confidence. Confidence is an indispensable part of your development, betterment, progress and success, both at a personal and professional level. With confidence you can forge ahead to fulfill your potential and perform at your peak level.
Having confidence is the crux that allows you to achieve your true potential in whatever situation; in your relationships, your work or career, your finances and your self-image.
When you experience a lack of confidence, it may stop you from striving for what you want. This feeling of lack of confidence can be the root of many complications and hardships that block you from achieving your desires. It can be like a large thorn that continually bursts the bubble of desire.
There may have been times when you have felt a level of confidence when you were engaged in an activity that you were good at; such as driving a car, being a parent or managing your team. At those times you would have displayed a high level of certainty, which is a form of confidence.
However, there may have been other circumstances where you found that you felt less confident. On these occasions, you would achieve a fraction of what is truly possible for you. With determination and focus to pursue and gain confidence, you can develop the strength and fortitude to climb out of the depths of any circumstances, and take advantage of the opportunities and successes that lay ahead of you.
In the same way that you have learned to lack confidence, you can also learn to have unlimited confidence. And the simplest and quickest way to kick-start the engines of your brain, is to know and accept that confidence can be an acquired process; it can be learned and formatted to suit all moments.
As your confidence increases, you can take a front row seat in mastering many areas of your life. You will find that you become more and more comfortable and confident in multiple areas, including:
Moving ahead in your career.
Starting your own business.
Embracing the risks of every day life.
Refusing to be held back by fear.
Creating circumstances rather than waiting for them.
Dramatically improving your health.
Successful and dynamic people have gained mastery on how to feel courageous and confident. When you develop and build on your own confidence skills, you, too, will feel and become a different person. You will feel much more enthusiastic, motivated and determined in every aspect of your life.
Once you improve on the way you think and feel about yourself, your beliefs and your actions will follow. You will confidently overcome the challenges that life thrusts upon you and you will manage them with new-found belief and faith in your capability to do so.
As you become more confident you abandon worry, hesitation and, more importantly, you side-step fear. The focus here is on your whole being, every part of you; your thoughts, the images in your mind, your emotions, and ultimately your behavior and the actual outcomes in your life.
Bear in mind that as you focus on change, change does begin to happen. It is fun, motivating and very rewarding to feel and see yourself growing and improving and becoming more confident and effective day-by-day and week-by-week.
There is great power in believing that you can succeed in your quest for greater confidence. With awareness and consistency, this is attainable. Your confidence can stretch beyond any measurable scale and further still, knowing no boundaries.
Just think what you can do with all the confidence that you can have!
The Attitude of Gratitude
Dec 11th
Yes, it might feel great to win the lottery. Money, houses, travel – these are wonderful, but are not enough by themselves. You need the right frame of mind to fully enjoy life.
You need the attitude of gratitude.
Life is better when you feel blessed, and when you can look around and say “Thank you, God.” Religious or not, when you see life as a wonderful gift, your experience is a richer one than any amount of money can provide. Imagine going through life like you’re a child, and every morning is Christmas.
It’s tempting to think gratitude comes from having what you want. You see yourself giving thanks if you had money, a loving family, and maybe a house on the beach. Still, you know there are ungrateful, unhappy people with these things, and poor people full of gratitude for what little they have. Where does the feeling come from?
Creating Gratitude
Gratitude arises from how you look at things. It is the natural feeling that comes from truly appreciating the people and things in your life. It is also something you can learn.
First, you have to stop and smell the roses. You can’t be thankful for something you don’t notice or enjoy. Plus roses really do smell great!
Next, make this appreciative approach to roses and life a habit. There’s no need to ignore the ugliness in the world, but you have to habitually see the beautiful things.
Start writing down every positive thing that happens to you, and all the things you like. Do this until you start automatically seeing the good things in life. If you’ve ever bought a white car, and started seeing white cars all over, you know how awareness can alter your perception of reality. To see wonderful things all over, train yourself to look for them.
When you are in the habit of “counting your blessings,” gratitude, and a much richer experience of life is the natural result.
Are You Unhappy or Depressed? What’s The Difference?
Dec 10th
Do you know the difference between being depressed or just sad?
It is normal to feel sad from time to time. Everyone somewhere, sometime in lives will experience sadness. Sadness is a natural reaction to something painful which has happened. Depression is more extreme. It is a clinical illness which has a lot more symptoms than sadness and can, if not treated, lead to suicide.
The difference between sadness and depression is a person experiencing feelings which they find upsetting can logically tell you what it is that is causing the unhappiness, whereas a person suffering from depression can not necessarily do so. People suffering from sadness know their feelings will begin to heal over a period of time. A person suffering from depression does not see an end to the situation and will usually get worse without help.
Depression can last for weeks, months or years. It is not something that a person can merely ’snap out of,’ much as they wish they could. It is just not possible. The feelings are intense and overwhelming and believe me, no one wants to be contemplating taking their own life.
If a person has a loss of interest in life in their daily activities, job, relationship or socializing for more than about two to three weeks and their mood is out of character, then a visit to the doctor would be in order.
Some of the main symptoms of depression are:
1. Tiredness/lethargy or inability to sleep (insomnia)
2. Loss of interest in social activities and sexual relations
3. Contemplating death and/or suicide
4. Lack of self worth and inappropriate guilt
5. Significant weight changes
6. Lack of focus
If you have any symptoms, you should visit your doctor. There are screening tests are available, and there are a range of them available on the internet as well.
So take care of yourself. You are the most special person there in on this planet. There is no one else even remotely like you that has your talents, skills or abilities. You simply cannot be replaced, and you have important things to do with your life. The only person you can control is yourself, so take care of yourself first and foremost. Everyone and everything else is out of your control. Start doing those things today that make you feel good. You know what they are. We’re all counting on it!
